6/10VauxhallInsignia£20,220 – £41,185Ticks every cost-effective box, and quite refined. Still tricky to be enthusiastic about, though
7/10AudiA5 Sportback£34,525 – £56,240Beautifully built and beautiful to look at. But the A4 is 98 per cent as good, cheaper and less pretentious.
