Working out the logic behind insurance quotes can sometimes be like attempting to crack the Enigma code. While blindfolded. And battling an enraged octopus at the same time.
As you’ll know if you’ve ever tried haggling with an insurance company, not only will seemingly similar cars generate wildly different quotes, but arbitrary factors appear to have a disproportionate effect on the premium. (“You usually have eggs for breakfast on Wednesdays, Mr Jones? That’ll add another £100, I’m afraid…”)
But, all other things being equal, the cars in the lowest insurance categories - 1 and 2 - will be cheaper to cover than cars from higher categories. Revolutionary stuff, right?
So we’ve rounded up the cars with the lowest insurance groups in the UK. Remember, not all variants of these cars will be cheap to insure - as a general rule, the smaller the engine and more depressing the acceleration, the lower the cost of your cover.
Remember, too, that not all insurers are equal, so make sure you shop around for the lowest quote. And don’t forget there’s fun to be had in even the cheapest of runabouts.
Have a click through our round-up of the UK’s cheapest cars to insure, and tell us - which is the most fun of the bunch?