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Buying

What should I be paying?

All versions have all-wheel drive and an eight-speed transmission, and either 48V mild hybrid or the PHEV 30e system.

The basic spec is called xLine, which implies a 4x4 tuftiness but that's not evident. Anyway, it's decently equipped and starts at £48,375 for the 20, and an extra £1,400 for the torquey tow-friendly 20d.

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The PHEV 30e is almost £9k over the 20. OK, it's got more power but you'd really need to have access to very cheap overnight electricity, or be a company car taxpayer, to justify it.

For all those powertrains you can upspec to M Sport for about £2,000, and we guess almost everybody will.

The M50 takes you for £66,980, and its spec as well as its power is a commensurate step up. Examples include adaptive LED headlights.

Options are bundled into packs, as tends to be industry standard these days. So for instance you would add adaptive LED headlights, a Harman Kardon stereo upgrade, electric lumbar support and storage system for £1,500.

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On a personal lease from BMW, the basic 20 xDrive xLine is £703 a month over four years with £4,500 up front.

That engine is reasonably efficient if you don't flog it, with a WLTP consumption of 40.9mpg, meaning 157g/km. The M50 is 36.2mpg officially, but that in no way corresponds to our experience. Maybe just maybe we don't drive 400bhp SUVs in the same way as WLTP inspectors are obliged to.

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