What should I be paying?
Prices for the Insignia start at £23,795 for the entry-level SE Nav and rise to over £40,000 for the GSI. All trims get good kit, with every Insignia benefiting from built-in sat-nav, Apple CarPlay/Android Auto, dual-zone climate control, LED headlights and parking sensors all-round. Further up the range you can get fancy LED “Pixel” headlights that do all manner of very clever things, keyless entry/start, wireless phone charging and much besides.
Far as safety goes, all cars get automatic emergency braking, lane-keeping assist, a system that helps you keep a safe distance from the car in front, tyre pressure monitoring and traffic sign recognition among others. Meanwhile the optional ‘e-Call’ system automatically places an emergency call if any of the airbags go off.
As for economy – in the absence of an electrified powertrain, the three (yes, three) cylinder diesel is the most efficient Insignia, with the potential for up to 61.4mpg, as little as 121g/km of CO2 and 27 per cent BiK. With one of the diesels, your first year’s VED bill will be at most £215. Go for a petrol and you’re looking at mid-thirties mpg (if you drive conservatively) and a minimum £870 VED bill and 36 per cent BiK rate.
Vauxhall’s standard warranty is 60,000 miles/three years, but can be extended.