What should I be paying?
All premium SUVs are expensive these days – you can’t get a VW Touareg for less than £50k, and this is a notably better family SUV than that. But you don’t need much more than a base B5 to get the best from your XC90 ownership experience. That retails from around £56,000, but you'll have to throw a lot more cash into the mix to unlock things like a heated steering wheel, active headlights, ambient lighting, Nappa leather, head-up display and so on. Predicted residuals are strong – 47 per cent after three years and 60,000 miles, and that means that contract hire is tempting. Volvo offers deals from £529 a month.
The Recharge model is expensive by comparison, with the cheapest starting at more than £65,000. It’s the car you want to tell your friends and neighbours that you’ve got, but do be aware of its limitations in terms of range and usage. You’ll be doing well to travel more than 15 miles before the petrol fires into life. Most buyers (65 per cent) still go diesel, with only 20 per cent opting for the T8. The other petrols experience even less demand.